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Health programs such as Healthy Families, Medi-Cal, Access for Infants and Mothers (AIM), Managed Risk Medical Insurance Program (MRMIP), are an integral part of our health care system, providing health care coverage to more than seven million Californians - about twenty percent of California's population. These programs provide a vital link for Californians who would not otherwise be able to afford health coverage and health care.
The new, federally-funded California Pre-Existing Condition Insurance Plan (PCIP) is a result of the Patient Protecton and Affordable Care Act of 2010. California has a contract with the federal Department of Health and Human Services to establish a federally-funded high risk pool program to provide health coverage for eligible individuals. The program will last until December 31, 2013 when the national health reform is set to begin. After that date, there will no longer be a need for high risk pools because federal rules will not allow insurers to reject persons with pre-existing conditions or charge them higher rates than those without such conditions.
The PCIP offers health coverage to medically-uninsurable individuals who live in California. The program is available for individuals who have not had health coverage in the 6 months prior to applying. The California PCIP is run by the Managed Risk Medical Insurance Board (MRMIB).
Health Access continues to to support efforts to expand these programs.
Health Access Analysis
- AB 714 (Atkins)- Pre-Enrollment: Public Programs to CA Health Benefits Exchange (Updated - July 2011)
- AB 792 (Bonilla) - Easy Enrollment: Avoiding Gaps in Coverage Through the Exchange (Updated - July 2011)
- CA Pre-Existing Condition Insurance Program Application Information
- CA Pre-Existing Condition Insurance Program FAQ's
- 2010 Poverty Level Chart